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Where to get a personal loan

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Where to get a personal loan


Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own.

If you need some extra cash and are wondering where to get a personal loan, you have several options. Find out the pros and cons of each. (Shutterstock)

You might be considering a personal loan for a number of reasons. Maybe your car broke down and you need to cover repair costs. Or perhaps you’d like to consolidate high-interest debt or pay for a home improvement project.

No matter the reason, you can find a personal loan through online lenders, banks, and credit unions. Keep reading to learn how to find the right personal loan for you, what you need to qualify for one, and some personal loan alternatives.

Online lenders

Online lenders allow you to apply for a loan entirely online. If you’re comfortable with a digital approach, you can typically receive money quickly through an online lender if you’re approved for a loan. 

You can see your prequalified rates from multiple online lenders using Credible.


  • Chance to prequalify — Many online lenders offer prequalification tools on their websites that you can use to check potential loan offers without affecting your credit.
  • Potentially lower fees — Online lenders don’t have to pay to operate physical locations. As a…

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