Money, loans, and credit aren’t always comfortable or interesting topics to discuss, but understanding how credit scores and reports work can be critical to your personal financial success. 

Most of our education systems don’t emphasize financial literacy. We may learn the Pythagorean Theorem as teenagers, but not the basics of managing money, much less how a credit card works or what a credit score is. For many young people starting their professional life, knowing how to manage money is far more important than knowing how to determine the angle and sides of a triangle.