IF you’re asked to share you Social Security number (SSN) and it feels like a scam, that’s because it most likely is.

Experts are urging people not to share their SSN with anyone who is soliciting them over the phone or email, as it’s most likely a con.

Paige Hanson is a cyber safety education chief at NortonLifeLock and told CNET: “If you’re not initiating the call, you should never share your personal information,

“Even if it looks like it’s coming from a legit company you do business with.”

Because each SSN has become an effective authentication process for employers, government agencies and other businesses, scammers have been focusing their efforts on stealing them.

If they’re able to get their hands on your SSN, they can do the following:

• Open new accounts in your name
• File fraudulent tax returns
• Obtain medical care
• Steal benefits
• Commit crimes in your name

The Federal Trade Commission had nearly 1.4million reports of identity theft last year, alone.

Plus, the Identity Theft Resource Center reports that 29% were repeat victims.

When to share your SSN

While it’s important to be vigilant with your SSN, there are times when it’s necessary to share yours.

These can include purchasing a home or applying for a credit card.

These agencies have policies and procedures in place ensuring your safety.

Here’s a list of places that you will most likely have to…